Assistant Manager / Associate Manager - Documentation Unit, Credit Administration Department
Job Description
Assistant Manager / Associate Manager - Documentation Unit, Credit Administration Department
Full Details
Education
- Bachelor/Honors
- Masters
- Bachelor’s/Master’s degree in a relevant discipline from a UGC-approved university.
- No third division/class or equivalent CGPA is allowed at any stage of the academic career.
Experience
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- At least 4 years
- The applicants should have experience in the following business area(s): Banks
Additional Requirements
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Minimum 3–4 years of experience in Credit Administration Department of banks or financial institutions.
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Strong understanding of Bangladesh Bank circulars, credit risk guidelines, and banking laws/processes.
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Strong problem-solving and interpersonal communication skills.
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Good command over MS Office and Excel.
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Ability and willingness to work under pressure.
Responsibilities & Context
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Ensure loan documentation before allowing approved credit facilities.
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Scrutinize memo(s), draft, and issue sanction letters.
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Prepare charge documents and coordinate vetting, review, and finalization of mortgage, pari-passu, and syndication documents through enlisted legal counsel.
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Arrange RJSC search reports, legal opinions, title searches, valuation reports, and related documentation.
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Ensure registration and execution of mortgage, hypothecation, IPA/NIGPA, and related charges including modification/redemption/vacation with RJSC&F.
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Scrutinize security and loan documents for corporate and syndication loans while ensuring applicable due diligence.
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Prepare and update LDCL; issue Security Compliance Certificates and circulate Limit Loading Instructions.
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Complete stamping of charge documents, collection of wanting documents, collateral information input, scanning, and archiving of relevant security documents.
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Ensure all security files and documents remain under safe custody of the Bank.
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Maintain MIS related to Deferral, Insurance, Credit Rating, SRO token, Land Tax, Large Loan, Sector Code, and Collateral.
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Maintain liaison with internal and external stakeholders.
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Perform any other assignment or task assigned by the Department or the Bank.